The Ruling on Bank Automatic Teller Machine Cards
Machine translationRead the Arabic original
The questioner:
May Allah reward you. Honorable Shaykh, these are questions from a questioner who says: What is your opinion regarding the withdrawal card obtained from banks for automatic withdrawal? Another asks about the ruling on dealing with banks, and what is the case with that?
The Shaykh:
The travel card.
The questioner:
The automatic withdrawal card issued by banks. What is your opinion regarding the withdrawal sources obtained from banks, such as automatic withdrawal?
The Shaykh:
If a person has a balance in the bank for the purpose of safekeeping, not for investment or murabahah (cost-plus sale), and his balance is with the bank for safekeeping only, then there is no harm in his taking a card to withdraw from when he needs to. However, if he has a balance in the bank involving riba (usury or interest), it is not permissible for him to do so. It is not permissible for him to consume riba, neither from the bank nor from anyone else. It is not permissible for him to withdraw using this card or any other; because riba-based investment is haram (forbidden), by the consensus of the Muslims, based on the evidence of the Book and the Sunnah and the consensus of the Muslims. Whoever deems riba permissible has committed kufr (disbelief). And whoever does not deem it permissible but consumes it is considered a fasiq (open sinner) and a perpetrator of a major, ruinous sin among the major sins, and may Allah protect us from that.
May Allah reward you. Honorable Shaykh, these are questions from a questioner who says: What is your opinion regarding the withdrawal card obtained from banks for automatic withdrawal? Another asks about the ruling on dealing with banks, and what is the case with that?
The Shaykh:
The travel card.
The questioner:
The automatic withdrawal card issued by banks. What is your opinion regarding the withdrawal sources obtained from banks, such as automatic withdrawal?
The Shaykh:
If a person has a balance in the bank for the purpose of safekeeping, not for investment or murabahah (cost-plus sale), and his balance is with the bank for safekeeping only, then there is no harm in his taking a card to withdraw from when he needs to. However, if he has a balance in the bank involving riba (usury or interest), it is not permissible for him to do so. It is not permissible for him to consume riba, neither from the bank nor from anyone else. It is not permissible for him to withdraw using this card or any other; because riba-based investment is haram (forbidden), by the consensus of the Muslims, based on the evidence of the Book and the Sunnah and the consensus of the Muslims. Whoever deems riba permissible has committed kufr (disbelief). And whoever does not deem it permissible but consumes it is considered a fasiq (open sinner) and a perpetrator of a major, ruinous sin among the major sins, and may Allah protect us from that.
Source
التعامل مع البنوك وبطاقة الصرف الآلي — alfawzan.live
The Arabic text is a machine transcription of the audio recording.