The ruling on cashing a salary from the bank in exchange for fees
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Question:
May Allah reward you. He says: Health department employees cash their salaries from the National Commercial Bank via checks. Is there anything wrong with that? And some people go to cash the check at Al-Rajhi Company in exchange for ten riyals that the company takes without the consent of the person entitled to the money. Is this permissible?
Answer:
If you are authorized to receive your salary or a right you have against the bank, there is no harm. That is, this is your right and your salary which you are entitled to, so you go and take it to the bank. That is the way to do it. What is not permissible is to leave it in the bank for them to invest it for you through riba (usury or interest). If you leave it in the bank so that they invest it with riba, that is not permissible. But if you go and accept it, or leave it in the bank for withdrawal and not for investment, there is no harm in that. Yes. It is not permissible for them to take ten riyals from the salary owner's right, but he should ask them what the reason for this is?
Perhaps they will say the reason is the services they provide, counting the money and bringing it from a distant place. If this is in exchange for services, there is no harm. If it is in exchange for services and an element, there is no harm. They are not present to be... that is, it does not contradict. If it is in exchange for work done, yes. There is nothing wrong with it, but they must not take riba (usury or interest) interest on it. If he leaves it in the bank for two or three days, there is no harm, but he must not take riba (usury or interest) interest on it. He takes only his salary. Yes, indeed.
May Allah reward you. He says: Health department employees cash their salaries from the National Commercial Bank via checks. Is there anything wrong with that? And some people go to cash the check at Al-Rajhi Company in exchange for ten riyals that the company takes without the consent of the person entitled to the money. Is this permissible?
Answer:
If you are authorized to receive your salary or a right you have against the bank, there is no harm. That is, this is your right and your salary which you are entitled to, so you go and take it to the bank. That is the way to do it. What is not permissible is to leave it in the bank for them to invest it for you through riba (usury or interest). If you leave it in the bank so that they invest it with riba, that is not permissible. But if you go and accept it, or leave it in the bank for withdrawal and not for investment, there is no harm in that. Yes. It is not permissible for them to take ten riyals from the salary owner's right, but he should ask them what the reason for this is?
Perhaps they will say the reason is the services they provide, counting the money and bringing it from a distant place. If this is in exchange for services, there is no harm. If it is in exchange for services and an element, there is no harm. They are not present to be... that is, it does not contradict. If it is in exchange for work done, yes. There is nothing wrong with it, but they must not take riba (usury or interest) interest on it. If he leaves it in the bank for two or three days, there is no harm, but he must not take riba (usury or interest) interest on it. He takes only his salary. Yes, indeed.
Source
استلام الراتب من البنك — alfawzan.live
The Arabic text is a machine transcription of the audio recording.