The Ruling on Benefiting from Compulsory Health Insurance
Machine translationRead the Arabic original
Question:
Honorable Shaykh, may Allah grant you success, you mentioned in a previous lesson that health insurance is not permissible. I work for an organization that deducts an amount of money from me annually for this insurance, and it is compulsory. The question is: Is it permissible for me to use the amount the organization deducts from me for medical treatment under the insurance account, without adding to that amount?
Answer:
If the insurance is compulsory, you pay it as a tax, not as insurance. You pay it as if it were a tax. You may benefit only to the extent of what you paid, and there is no blame on you for that. You benefit to the extent of what you paid, and then you refrain from benefiting further. Yes.
Honorable Shaykh, may Allah grant you success, you mentioned in a previous lesson that health insurance is not permissible. I work for an organization that deducts an amount of money from me annually for this insurance, and it is compulsory. The question is: Is it permissible for me to use the amount the organization deducts from me for medical treatment under the insurance account, without adding to that amount?
Answer:
If the insurance is compulsory, you pay it as a tax, not as insurance. You pay it as if it were a tax. You may benefit only to the extent of what you paid, and there is no blame on you for that. You benefit to the extent of what you paid, and then you refrain from benefiting further. Yes.
Source
التأمين الصحي — alfawzan.live
The Arabic text is a machine transcription of the audio recording.