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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The ruling on buying a car from a bank through a specific purchase

Machine translationRead the Arabic original
Question:
May Allah reward you. This questioner says: I am a young man ignorant of the rulings on sales, and I want to buy a car from Al-Rajih Bank through a specific purchase. What is the ruling on that?

Answer:
Yes. If Al-Rajih has a car, you may buy a car from them on installments. But if they do not have a car, they go to the showrooms, not to the companies. No, it is not permissible, because this is selling what one does not own. But if they have a car in their possession, you buy it from them for a deferred price in installments, then you take delivery of the car and sell it to someone other than Al-Rajih. Did he intend that?
Source البيع بالتقسيط — alfawzan.live

The Arabic text is a machine transcription of the audio recording.

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