The ruling on borrowing money from zakah to pay for housing rent

Question:
May Allah reward you. The honorable scholar says: A woman’s husband has passed away, and she has young children, and they have no family. I was collecting for them from the zakah in Ramadan, and they are outside the Kingdom, and they live in a rental apartment. Recently, she needed to renovate the apartment, and she asked me to collect for her from the benefactors, but I did not find anyone to help her. If I borrow for her through me, and in Ramadan I take from the zakah that is due to her and pay off what I borrowed for her, is that permissible?

Answer:
No, do not do this. Rather, if you obtain a sufficient amount from the benefactors, whether from their donations or their zakah, then you should arrange for her what is needed to build the residence. If you do not obtain anything, then you do not borrow, and then say, “I will collect for her in her name from the zakah and recover my right from it.” This is not recommended and is not sufficient. Building the house is not necessary. If you have the rental, praise be to Allah, that is sufficient. If you help her with the rent, that is sufficient until Allah blesses her in the future, or one of the children grows up and earns a living and they build from their earnings. The rent is sufficient for an employee, praise be to Allah.