The Ruling on Zakah in Women’s Jewelry Other Than Gold and Silver

Question:
The questioner asks: Is zakah obligatory in women’s jewelry other than gold and silver, such as pearls, diamonds, and others?

Answer:
As for jewelry made of materials other than gold and silver, there is no zakah on it, because it is used like clothing, houses, and animals that are used; there is no zakah on them. It is not for trade, but for use. The disagreement is only regarding gold and silver jewelry. The majority hold that there is no zakah on it, because it is not for increase, but for use. Some scholars held that zakah is obligatory on the jewelry used by women.
However, the stronger position is the first opinion, because making zakah obligatory on it imposes hardship on her. She may be poor and unable to pay zakah, and every year she would have to pay zakah. This is difficult. So the majority of scholars, both the Salaf and the Khalaf, hold that there is no zakah on it if it is kept for use. Yes.