The Ruling on Selling at Two Prices: Cash and Installments
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on installment sales where the seller says, "It is one hundred riyals cash, or one hundred and fifty on installments"?
Answer:
He must commit to one of the two prices. If he wants to take it immediately for one hundred riyals, or take it on credit for one hundred and fifty, that is fine. But if he says, "Take it at your option; if you want to pay cash, do so on any day," this is not permissible, and the sale is not established. It is ambiguous; the sale has become ambiguous. He must commit to one of the two prices, either on credit or cash.
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on installment sales where the seller says, "It is one hundred riyals cash, or one hundred and fifty on installments"?
Answer:
He must commit to one of the two prices. If he wants to take it immediately for one hundred riyals, or take it on credit for one hundred and fifty, that is fine. But if he says, "Take it at your option; if you want to pay cash, do so on any day," this is not permissible, and the sale is not established. It is ambiguous; the sale has become ambiguous. He must commit to one of the two prices, either on credit or cash.
Source
شرح زاد المستقنع [49] — alfawzan.live (1:17:55)
The Arabic text is a machine transcription of the audio recording.