Deferred Debt and Loans: Are They Permissible?
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success. We previously studied in the text *al-Zad* that a debt is due immediately, even if it is deferred. Today, it was mentioned that a deferred debt is not due immediately.
Answer:
How is your father doing? This is not due immediately, nor is it obligatory. A deferred debt remains deferred. This is a specific phrase, not a general rule in all cases, yes. However, a loan is due immediately, even if it is deferred. A loan is that which does not accept deferral; it is due immediately, even if deferred. As for the prices of sales, these accept deferral.
He says: Honorable Shaykh, may Allah grant you success. We previously studied in the text *al-Zad* that a debt is due immediately, even if it is deferred. Today, it was mentioned that a deferred debt is not due immediately.
Answer:
How is your father doing? This is not due immediately, nor is it obligatory. A deferred debt remains deferred. This is a specific phrase, not a general rule in all cases, yes. However, a loan is due immediately, even if it is deferred. A loan is that which does not accept deferral; it is due immediately, even if deferred. As for the prices of sales, these accept deferral.
Source
شرح زاد المستقنع [54] — alfawzan.live (1:01:41)
The Arabic text is a machine transcription of the audio recording.