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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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What is the ruling on benefiting from what was purchased and constructed with a riba (usury or interest) loan?

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Question:
The questioner says: I have a family that took out a loan from the bank. They took a riba (usury or interest) loan from the bank and used it to buy a refrigerator and dig a well. Before that, I told them that a riba loan is forbidden and not permissible, and they agreed with that. But afterwards, their desires overcame them, and they took the loan. My question is: Is it permissible for me to drink from the water of the well and use the items in the refrigerator, given that my financial situation does not allow me to buy a refrigerator or dig a well? Please give us a ruling, and may Allah reward you.

Answer:
It is not permissible to take out a riba (usury or interest) loan, whether from a bank or from anyone else. A riba loan is not permissible, and whatever is used with it is forbidden. So the refrigerator that was bought with riba money is forbidden and must not be used. Likewise, the well that was dug with riba money, with money from riba, is a forbidden well. So whatever riba was used in is forbidden.
It is obligatory for a person to repent to Allah, and these items that were bought with riba must be sold, and their price must be given in charity. They are sold, and their price is given in charity, and one must not return to such an action. We say "give in charity" not in the sense of giving the reward, but rather to get rid of the price by placing it in public projects or paying it to those in need only, and he must not use it himself.
Source قناة «العلامة الدكتور صالح الفوزان»، ما حكم الانتفاع بما تم شراؤه وعمله بقرض ربوي؟ للشيخ الفوزان — youtube.com

The Arabic text is a machine transcription of the audio recording.

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