How does one who saves money every month pay his zakah?

Question:
How do I calculate the zakah on money that is available every month? And how do I accumulate the entire amount so that I can pay its zakah? May Allah reward you. If you have an income.

Answer:
If it recurs every month and you have from it what exceeds your needs, then it is obligatory for you to pay the zakah on every portion of these amounts that has completed a lunar year. This is what is required of you. However, if it is difficult for you to consider the lunar year for each amount separately, and you wish to pay the zakah on the whole amount in one go in a specific month, designating a month from the year to the same month in the following year, then there is no harm in that. The portion that has completed its lunar year will have its zakah paid at its proper time, and the portion that has not completed its lunar year will be paid early; its zakah will be paid early. Paying zakah early for the sake of need is permissible. Yes.