The zakah of money borrowed from the fund
Machine translationRead the Arabic original
The questioner:
What is the ruling? If a person has a debt on which a lunar year has passed.
The Shaykh:
A debt is not subject to zakah. The debt is on you, the debt is on you, the debt is on you in the real estate bank, the debt is on you, and the heirs do not pay zakah on it. This is on you, and they, they are required to pay it off.
The questioner:
I mean, Shaykh, if a person is currently borrowing from the fund, does he have to pay zakah every year? If a person has taken a loan from the fund.
The Shaykh:
If he has money, he pays zakah on it. If he has nothing on him, if he has money that he can dispose of, he pays zakah on it when a lunar year has passed. He took it as a loan and built his house with it. That is it, he does not pay zakah. May Allah reward you.
What is the ruling? If a person has a debt on which a lunar year has passed.
The Shaykh:
A debt is not subject to zakah. The debt is on you, the debt is on you, the debt is on you in the real estate bank, the debt is on you, and the heirs do not pay zakah on it. This is on you, and they, they are required to pay it off.
The questioner:
I mean, Shaykh, if a person is currently borrowing from the fund, does he have to pay zakah every year? If a person has taken a loan from the fund.
The Shaykh:
If he has money, he pays zakah on it. If he has nothing on him, if he has money that he can dispose of, he pays zakah on it when a lunar year has passed. He took it as a loan and built his house with it. That is it, he does not pay zakah. May Allah reward you.
Source
ندوات الجامع الكبير مع الأسئلة - 44 — archive.org (1:14:54)
The Arabic text is a machine transcription of the audio recording.