The ruling on taking bank interest and giving it in charity

Question:
This questioner says: If I deposit a sum of money in the bank, and it is not a riba (usury or interest) profit share, and as a result interest accrues and the bank gives it to me, is it permissible to take this interest and spend it on the poor and needy? Please inform us; may Allah reward you.

Answer:
Dealing with banks is not permissible because it is riba (usury or interest). However, if pressing need and dire necessity call for depositing with them, there is nothing wrong with it. If one fears for his money and deposits it with them without dealing with them in riba, there is nothing wrong with it. But if they give him something without an agreement, it is safer if he gives it in charity. If he gives it in charity to the poor and the destitute, it is safer and further from doubt, because the people of riba give according to their principle, and the people of banks give riba to whoever gives them money. He should be cautious and say, "I am not giving you anything until you work; no, I am entrusting you with a trust. It is only a trust with you until I take it from you or transfer it to you." So, if they give him something without a condition, and he has not spoken to them about it, and he gives it in charity, we hope there is no blame in that. Yes. Yes. He did not take it as a good precaution so as not to be attributed to evil; he did not take it as a good precaution, if Allah wills.