The Zakah on a Rented Building with a Debt

Question:
May Allah reward you. This questioner says: I have a residential building rented out for eighty-five thousand riyals per year, and it has been this way for six years. There is a debt on it from the remaining construction costs. Is there zakah on it? And if so, am I required to pay the zakah for the past six years? Please advise us, may Allah reward you with good.

Answer:
It is subject to zakah if a lunar year has passed over it. However, if you spent it before the year was completed and paid off the debt with it, there is no zakah on it. So, if the year ends in Ramadan and you spent it in Sha'ban or Rajab to pay off the debts you owe or for your family's needs, there is no zakah. But if the year is completed and the money is still in your possession, you must pay its zakah. In the correct opinion, a debt does not prevent the obligation of zakah; a debt does not prevent it. You must pay the zakah on what is currently in your possession. However, if you paid it out for the debt before the lunar year was completed, there is no zakah on it. Yes.