Taking installments before the due date

Question:
May Allah reward you with good. This questioner says: Honorable Shaykh, may Allah reward you with the Garden of Firdaus, and all the Muslims present with us, amen. I ask you to pray for me and my descendants for righteousness and piety. My question is: A man borrows from me in monthly installments, and sometimes he pays all the installments before the due date. Is it permissible for me to accept them?

Answer:
May Allah reform you and your descendants, may Allah reform you and your descendants and all the Muslims. If he brings you the installments before the due date, may Allah reward him with good. If you give him something because he paid them early, there is no harm. The point is, if the installments are due in Ramadan, Shawwal, and Dhul-Qa'dah, and he pays them all in Ramadan, he has done well, and you should thank him for it, for the best of people are those who are best in repaying their debts. And if you give him some of the amount, reducing part of it because of the early payment, there is no harm, for the best of people are those who are best in repaying their debts. It is narrated that the Prophet (peace and blessings be upon him) said to the Banu Nadir: "Be lenient." The meaning is that it is permissible to reduce the debt if the one who owes it pays it early. If the debt is due in Ramadan, and he pays it to you in Sha'ban or Rajab, and you reduce part of it for him, there is no harm in that; because this is a matter of excellence, for the best of people are those who are best in repaying their debts. Yes.