Withdrawing from the currency exchange of a riba (usury or interest) bank from an account in another bank
Machine translationRead the Arabic original
The questioner:
Your Eminence, the father, he asks: Is it permissible to use the ATM of the National Bank, knowing that my money is in Al-Rajhi, but I need to use the ATM of some of the riba-based banks? Should I withdraw from these banks?
The Shaykh:
I did not understand this?
The questioner:
May Allah guide you. This money network is now called a network among all banks. They have placed ATM machines in the streets. So if a person needs two hundred or three hundred, he inserts this card and withdraws from it. It is shared among them. You deposit your money with Al-Rajhi, and if you need money, you can use it while you are on your way.
The Shaykh:
Because it takes from his money, not from his own, it takes from the money deposited with the person.
The questioner:
May Allah reward you. It is established that gold is hand-to-hand, but you use these cards without handing over the money. So you buy the gold and present this card.
The Shaykh:
Gold is with them.
The questioner:
Likewise, that is the meaning.
The Shaykh:
Silver. If they write it as gold, there is nothing wrong with it, because this is hand-to-hand, as long as it is with them and they deliver it to you via the card.
Your Eminence, the father, he asks: Is it permissible to use the ATM of the National Bank, knowing that my money is in Al-Rajhi, but I need to use the ATM of some of the riba-based banks? Should I withdraw from these banks?
The Shaykh:
I did not understand this?
The questioner:
May Allah guide you. This money network is now called a network among all banks. They have placed ATM machines in the streets. So if a person needs two hundred or three hundred, he inserts this card and withdraws from it. It is shared among them. You deposit your money with Al-Rajhi, and if you need money, you can use it while you are on your way.
The Shaykh:
Because it takes from his money, not from his own, it takes from the money deposited with the person.
The questioner:
May Allah reward you. It is established that gold is hand-to-hand, but you use these cards without handing over the money. So you buy the gold and present this card.
The Shaykh:
Gold is with them.
The questioner:
Likewise, that is the meaning.
The Shaykh:
Silver. If they write it as gold, there is nothing wrong with it, because this is hand-to-hand, as long as it is with them and they deliver it to you via the card.
Source
لقاءات لابن باز - لقاء مع إخوة في الله - ابن باز - ٣ — archive.org (32:56)
The Arabic text is a machine transcription of the audio recording.