The ruling on writing a document for an agent in another country in exchange for money
Machine translationRead the Arabic original
Question:
The questioner says: I want to give a person riyals, and he writes me a document for his agent in another country, so that he can write me a check. Is this permissible, or not?
Answer:
He writes it for him so that he can give you in exchange for what he took from you. This is not a sale. The sale is after you take possession. For example, you give him a thousand riyals from Saudi Arabia, and he writes for him saying, "So-and-so has this much with us. When it reaches you, give him so much and so much." The criterion is when you arrive there. If he gives it to you, the matter is settled between you and the agent. It is a transfer (hawalah); he gives you in exchange for what he took from you. Yes.
The presenter:
May Allah reward you,
The questioner says: I want to give a person riyals, and he writes me a document for his agent in another country, so that he can write me a check. Is this permissible, or not?
Answer:
He writes it for him so that he can give you in exchange for what he took from you. This is not a sale. The sale is after you take possession. For example, you give him a thousand riyals from Saudi Arabia, and he writes for him saying, "So-and-so has this much with us. When it reaches you, give him so much and so much." The criterion is when you arrive there. If he gives it to you, the matter is settled between you and the agent. It is a transfer (hawalah); he gives you in exchange for what he took from you. Yes.
The presenter:
May Allah reward you,
Source
فتاوى الحج 1410 هـ - 12 — archive.org (18:53)
The Arabic text is a machine transcription of the audio recording.