The Ruling on Taking a Loan from a Bank with Interest
Machine translationRead the Arabic original
The questioner:
A question says: A man from Kuwait asks about the ruling on taking a loan from the National Bank, on the condition that he repays this loan within a maximum period of three years, and the bank takes six percent interest on this loan. What is the ruling? Please inform us, or do you want?
The Shaykh:
Yes.
The questioner:
A man from Kuwait asks about the ruling on taking a loan from the National Bank, on the condition that he repays this loan within a maximum period of three years, and the bank takes six percent interest on this loan. What is its ruling? Please inform us, may Allah reward you?
The Shaykh:
This is riba (usury or interest); it is not permissible. We ask Allah for safety.
The questioner:
This questioner asks: Does rain fall, as Abu al-Jurashi claims, as a result of the evaporation of water from seas, rivers, and lakes, then it condenses in the upper layers of the atmosphere in the form of clouds, and then falls in the form of rain, or does it not?
The questioner:
I hope you will clarify this in detail. May Allah love you.
The Shaykh:
The scholars have mentioned that these rains are sometimes created by Allah in the atmosphere (Exalted and Majestic is He), and then the clouds fertilize them by the permission of Allah with the force of the winds. Sometimes the winds transport them from the depths of the seas, which Allah produces from the seas. Then sweet, fresh water evaporates, and the winds carry it to the clouds. Your Lord creates what He wills and chooses; He knows best (Exalted and Majestic is He). Some of it forms in the atmosphere, some comes from the vapor of the seas, and some is known by Allah as to where it will descend from the sky from above. Your Lord (Exalted and Majestic is He) is capable of all things, and people have no knowledge except what Allah has taught them.
Ibn al-Qayyim (may Allah have mercy on him) mentioned in *Miftah Dar al-Sa'adah* (The Key to the Garden of Happiness) that some of it comes from the vapor of the seas, which the winds carry to the clouds, and Allah transforms it into fresh water after it was salty. Allah transforms it into fresh water, and some is created by Allah in the atmosphere: "Be, and it is." The winds carry it to the clouds, and the clouds rain it upon whatever of the earth Allah wills. Allah directs it to whatever He wills.
The presenter:
May Allah reward you,
A question says: A man from Kuwait asks about the ruling on taking a loan from the National Bank, on the condition that he repays this loan within a maximum period of three years, and the bank takes six percent interest on this loan. What is the ruling? Please inform us, or do you want?
The Shaykh:
Yes.
The questioner:
A man from Kuwait asks about the ruling on taking a loan from the National Bank, on the condition that he repays this loan within a maximum period of three years, and the bank takes six percent interest on this loan. What is its ruling? Please inform us, may Allah reward you?
The Shaykh:
This is riba (usury or interest); it is not permissible. We ask Allah for safety.
The questioner:
This questioner asks: Does rain fall, as Abu al-Jurashi claims, as a result of the evaporation of water from seas, rivers, and lakes, then it condenses in the upper layers of the atmosphere in the form of clouds, and then falls in the form of rain, or does it not?
The questioner:
I hope you will clarify this in detail. May Allah love you.
The Shaykh:
The scholars have mentioned that these rains are sometimes created by Allah in the atmosphere (Exalted and Majestic is He), and then the clouds fertilize them by the permission of Allah with the force of the winds. Sometimes the winds transport them from the depths of the seas, which Allah produces from the seas. Then sweet, fresh water evaporates, and the winds carry it to the clouds. Your Lord creates what He wills and chooses; He knows best (Exalted and Majestic is He). Some of it forms in the atmosphere, some comes from the vapor of the seas, and some is known by Allah as to where it will descend from the sky from above. Your Lord (Exalted and Majestic is He) is capable of all things, and people have no knowledge except what Allah has taught them.
Ibn al-Qayyim (may Allah have mercy on him) mentioned in *Miftah Dar al-Sa'adah* (The Key to the Garden of Happiness) that some of it comes from the vapor of the seas, which the winds carry to the clouds, and Allah transforms it into fresh water after it was salty. Allah transforms it into fresh water, and some is created by Allah in the atmosphere: "Be, and it is." The winds carry it to the clouds, and the clouds rain it upon whatever of the earth Allah wills. Allah directs it to whatever He wills.
The presenter:
May Allah reward you,
Source
فتاوى الحج 1410 هـ - 12 — archive.org (54:54)
The Arabic text is a machine transcription of the audio recording.