The ruling on taking a riba (usury or interest) loan from a bank

Question:
Shaykh Salih, may Allah preserve you and bless you. At the beginning of this episode, this is a message from Rami al-Rahimi from Tunisia. He says: Our honorable Shaykh, Your Excellency Shaykh Salih al-Fawzan, may Allah benefit us through you. I have two questions. The first is: What is the ruling on taking a loan from one of the banks, where half of this loan carries interest that the state pays, and the other half is without interest? The bank does not give me money, but rather gives me goods that I sell. Is this permissible?

Answer:
In the name of Allah, the Most Gracious, the Most Merciful. Praise be to Allah, Lord of the worlds. May Allah send prayers and peace upon our Prophet Muhammad, and upon his family and all his Companions. As for what follows, the Prophet (peace and blessings be upon him) said: So a loan is only the good loan that contains no riba (usury or interest). Its purpose is to be kind to the one in need, and then he returns it in the same amount, without increase or decrease. This is the good loan that is permissible in the Islamic Shari'ah. Yes.

The presenter:
May Allah reward you, Your Eminence the Shaykh