Installment Sale at Two Prices: Cash and Installments
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on an installment sale where the seller says, "It is eight hundred riyals cash, or one hundred and fifty on installments"?
Answer:
He must commit to one of the two prices: either he takes it immediately for one hundred riyals, or he takes it on credit for one hundred and fifty. As for saying, "You have the choice; if you want to pay cash, it is one hundred," this is not permissible. The sale is not established; it is in a state of uncertainty. The sale has become uncertain. He must commit to one of the two prices, either on credit or immediately. Yes.
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on an installment sale where the seller says, "It is eight hundred riyals cash, or one hundred and fifty on installments"?
Answer:
He must commit to one of the two prices: either he takes it immediately for one hundred riyals, or he takes it on credit for one hundred and fifty. As for saying, "You have the choice; if you want to pay cash, it is one hundred," this is not permissible. The sale is not established; it is in a state of uncertainty. The sale has become uncertain. He must commit to one of the two prices, either on credit or immediately. Yes.
Source
الفوزان -أشرطة- شرح زاد المستقنع مع الأسئلة - 051-كتاب البيوع - بيع الأصول والثمار - 23-7-23 هـ — archive.org (1:17:08)
The Arabic text is a machine transcription of the audio recording.