Opening an account in banks that deal in riba

Question:
He says: Honorable Shaykh, may Allah grant you success, what is the ruling on opening an account at one of the financial banks?

Answer:
The ones known for dealing in riba (usury or interest). Opening an account, if the intention by opening is the account that is merely deposit without investment, and it is deposited for safekeeping only, this is permissible out of dire necessity, because people need to keep their money safe, and there is no place that secures it except these banks, so they deposit their money in them for safekeeping only, and there is nothing wrong with that. But if he deposits it for investment, then this is riba and it is not permissible. Yes.