Disposing of a borrowed car and returning its value

Question:
He says: Honorable Shaykh, may Allah grant you success, if I borrow a car from a person, is it permissible for me to dispose of it by selling it, and return its value to him, or something equivalent to it, at the time of repayment?

Answer:
Yes, this is the reality, because a loan becomes one's property upon taking possession, as you know. So if you take possession of the car, it becomes your property. You may sell it, pledge it, use it, and return its equivalent at the time of repayment. You return its value at the time of repayment because it is valued. Yes.