Getting rid of riba (usury or interest) profits after repentance
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, there is a man who used to deal in riba (usury or interest), and may Allah protect us from that, and he repented to Allah and took his principal capital, and he wants to get rid of the profits. Is it permissible for these profits to be taken and given to a man who is in debt, from the money, as a way of getting rid of the unlawful money?
Answer:
If he repents from riba (usury or interest) and he has money that came to him from riba, he must dispose of it by placing it in a public project to get rid of it, because it is lost money with no owner, so it is placed in public projects. As for the riba that he has not yet received, it is not permissible for him to receive it after repentance. He is not allowed to receive the riba he has not received after repenting; rather, he leaves it[Al-Baqarah 2:279] and takes only his principal. Yes.
He says: Honorable Shaykh, may Allah grant you success, there is a man who used to deal in riba (usury or interest), and may Allah protect us from that, and he repented to Allah and took his principal capital, and he wants to get rid of the profits. Is it permissible for these profits to be taken and given to a man who is in debt, from the money, as a way of getting rid of the unlawful money?
Answer:
If he repents from riba (usury or interest) and he has money that came to him from riba, he must dispose of it by placing it in a public project to get rid of it, because it is lost money with no owner, so it is placed in public projects. As for the riba that he has not yet received, it is not permissible for him to receive it after repentance. He is not allowed to receive the riba he has not received after repenting; rather, he leaves it
But if you repent, you may have your principal
وَإِن تُبْتُمْ فَلَكُمْ رُءُوسُ أَمْوَالِكُمْ
Source
الفوزان -أشرطة- شرح زاد المستقنع مع الأسئلة - 053-السلم والرهن والقرض - 9-8-23 هـ — archive.org (1:19:52)
The Arabic text is a machine transcription of the audio recording.