The Ruling on Borrowing for Hajj for One Who Does Not Have the Means to Cover Its Costs
Machine translationRead the Arabic original
Question:
Honorable Shaykh, this is Sami asking: What is the best and most correct course of action for one who does not have the funds for Hajj? Should he borrow to perform Hajj, or should he wait until he is able to do so?
Answer:
Yes, he should wait until he is able to do so. He should not borrow money to perform Hajj; that is an unnecessary burden. Allah the Exalted says:[Al-Baqarah 2:174] and Allah, Mighty and Majestic, says: [Ali 'Imran 3:97] If he is not able, then Hajj is not obligatory upon him. So why would he borrow? Why would he borrow when Hajj is not obligatory upon him? He should not burden himself with debt. Allah has not commanded you to do this, nor has He made Hajj obligatory upon you in this state. So wait until Allah makes Hajj easy for you with lawful provision, and then perform Hajj. And if he does not obtain the means, and if he dies without having performed Hajj, he owes nothing; Hajj was not obligatory upon him. Yes.
The presenter:
May Allah reward you
Honorable Shaykh, this is Sami asking: What is the best and most correct course of action for one who does not have the funds for Hajj? Should he borrow to perform Hajj, or should he wait until he is able to do so?
Answer:
Yes, he should wait until he is able to do so. He should not borrow money to perform Hajj; that is an unnecessary burden. Allah the Exalted says:
what Allah has sent down
مَا أَنزَلَ اللَّهُAnd [due] to Allah from the people is a pilgrimage to the House - for whoever is able to find thereto a way
وَلِلَّهِ عَلَى النَّاسِ حِجُّ الْبَيْتِ مَنِ اسْتَطَاعَ إِلَيْهِ سَبِيلًاThe presenter:
May Allah reward you
Source
75-اللقاء الأسبوعي مع الشيخ صالح الفوزان - 18 — archive.org (27:59)
The Arabic text is a machine transcription of the audio recording.