The ruling on borrowing from zakah to build a residence

Question:
Honorable Shaykh, he says: A woman’s husband passed away, and she has young children with no one to support them. I was collecting zakah for them during Ramadan. They are outside the Kingdom and are currently renting. Recently, she needed to own an apartment, so she asked me to collect from the generous people. I could not find anyone to help her. If I borrow a debt for her through me, and in Ramadan I take from the zakah that belongs to her to pay off what I borrowed, is that permissible?

Answer:
No, do not do this. Rather, if you obtain a sufficient amount from the generous people, whether from their donations or their zakah, then you pay her what is needed to build the residence. If you do not obtain anything, then you do not borrow. Do not borrow and then say, “I will collect the zakah that belongs to her in her name and settle my right from it.” This is not recommended and is not sufficient. Building a residence is not a dire necessity if renting is available; praise be to Allah, renting is sufficient. If you help her with the rent, that is sufficient until Allah makes things easy in the future, or one of the children grows up and earns a living, and they build a residence. Renting is sufficient temporarily, praise be to Allah.