The Ruling on Hajj in the Presence of Debts
Machine translationRead the Arabic original
Question:
You have heard that if a person intends to perform Hajj and has debts, his Hajj is not valid. Please clarify this for us. May Allah reward you with good.
Answer:
The Hajj itself is valid even if he has debts, but regarding its permissibility, there is a distinction here. If he has money that covers the debts and covers the cost of the Hajj, there is no blame on him in that, because the repayment of the debts is secured and he has money with which he can pay his debt and perform his Hajj, so there is no obstacle to that, and the debt does not affect the Hajj. However, if he is playing around, has a little money, and does not feel secure about repaying his debt and the cost of his Hajj, then he must prioritize repaying the debt, and it is not permissible for him to perform Hajj in this case. If he performs Hajj, he is sinful, but his Hajj is sought to be valid despite the sin.
You have heard that if a person intends to perform Hajj and has debts, his Hajj is not valid. Please clarify this for us. May Allah reward you with good.
Answer:
The Hajj itself is valid even if he has debts, but regarding its permissibility, there is a distinction here. If he has money that covers the debts and covers the cost of the Hajj, there is no blame on him in that, because the repayment of the debts is secured and he has money with which he can pay his debt and perform his Hajj, so there is no obstacle to that, and the debt does not affect the Hajj. However, if he is playing around, has a little money, and does not feel secure about repaying his debt and the cost of his Hajj, then he must prioritize repaying the debt, and it is not permissible for him to perform Hajj in this case. If he performs Hajj, he is sinful, but his Hajj is sought to be valid despite the sin.
Source
نور على الدرب - الفوزان - 01/096 — archive.org (2:45)
The Arabic text is a machine transcription of the audio recording.