Explanation of the Hadith: "And whoever is referred to a solvent person, let him follow him"

Question:
The questioner says: We would like you to explain to us, O Shaykh, the hadith: "And whoever is referred to a solvent person, let him follow him."

Answer:
Yes, this concerns those who have debts. If you have a debt owed to you by someone, and that debtor refers you to someone else to pay it to you, it is obligatory for you to accept if the person referred to is solvent, meaning he has money with which he can pay, and he is also not a delayer. However, if he is poor or a delayer, you are not required to accept the transfer. The transfer can be regarding a debt, and it can also be by means of a debt. What we mentioned is a transfer by means of a debt. As for a transfer regarding a debt, if you have a debt owed to you by a person, you refer the one who is to receive it from him to him, on the condition that the person referred to is solvent. Yes.

The presenter:
May Allah reward you,