The Ruling on a Lease Ending in Ownership
Machine translationRead the Arabic original
Question:
This questioner asks, or rather says: Honorable Shaykh Salih, is it permissible for me to buy a house under a lease-to-own system?
Answer:
This is forbidden, and it is not permissible to combine two contracts: a lease and a sale. The sale must be immediate; it cannot be conditional on a future event. There are also dangers involved, because the item is unknown; one does not know what will happen to it. It may be damaged and nothing of it may remain; it may be consumed. This is a sale of an unknown item, which is not permissible. Yes.
The presenter:
May Allah reward you
This questioner asks, or rather says: Honorable Shaykh Salih, is it permissible for me to buy a house under a lease-to-own system?
Answer:
This is forbidden, and it is not permissible to combine two contracts: a lease and a sale. The sale must be immediate; it cannot be conditional on a future event. There are also dangers involved, because the item is unknown; one does not know what will happen to it. It may be damaged and nothing of it may remain; it may be consumed. This is a sale of an unknown item, which is not permissible. Yes.
The presenter:
May Allah reward you
Source
نور على الدرب - الفوزان - 02/280 — archive.org (12:42)
The Arabic text is a machine transcription of the audio recording.