The ruling on purchasing a car on installment before taking possession
Machine translationRead the Arabic original
Question:
This questioner asks, “Shaykh, what is the ruling on purchasing a car from a company or institution and signing the notes before the company takes possession of the car? I did not know about this until the end.”
Answer:
If the contract is for a specific car, it is not permissible except by seeing it, knowing it, or describing it in a way that is precise, as in the description required in a salam (forward sale) contract, a sufficient description. However, if the car is not specific, such as buying a car of a certain make without specifying a particular one, then you are not required to see the car, because this resembles a salam contract. But this is conditional on delivering the price in the session, the session of the contract, so that this does not become a sale of debt for debt. If the price is not delivered and you have not received the car, this is a sale of debt for debt. It is necessary to advance the price in the session. Yes.
This questioner asks, “Shaykh, what is the ruling on purchasing a car from a company or institution and signing the notes before the company takes possession of the car? I did not know about this until the end.”
Answer:
If the contract is for a specific car, it is not permissible except by seeing it, knowing it, or describing it in a way that is precise, as in the description required in a salam (forward sale) contract, a sufficient description. However, if the car is not specific, such as buying a car of a certain make without specifying a particular one, then you are not required to see the car, because this resembles a salam contract. But this is conditional on delivering the price in the session, the session of the contract, so that this does not become a sale of debt for debt. If the price is not delivered and you have not received the car, this is a sale of debt for debt. It is necessary to advance the price in the session. Yes.
Source
نور على الدرب - الفوزان - 03/046 — archive.org (5:38)
The Arabic text is a machine transcription of the audio recording.
