The Meaning of the Statement: Every Loan That Yields a Benefit Is Riba
Machine translationRead the Arabic original
Question:
May Allah reward you. This questioner, Abu 'Abdullah, asks: What is the meaning of the statement "Every loan that yields a benefit is riba," and what is an example of that?
Answer:
Yes. The loan referred to here is when you give a sum of money to someone to meet his need, and he returns it to you without any increase. This is the good loan, and its owner receives a reward for it. A loan is not for the purpose of investment; that is riba. Every loan that yields a benefit, whether of the same kind or of a different kind, is riba. Even if he stays silent in his house, or gives you his car to drive, or lets you ride in it, or his mount, or any other benefit, it is riba. This is because the loan is sought for the reward of Allah and to meet the need of the one in need, and then the amount is returned to its owner, so he obtains the reward and his money is returned to him. Yes.
May Allah reward you. This questioner, Abu 'Abdullah, asks: What is the meaning of the statement "Every loan that yields a benefit is riba," and what is an example of that?
Answer:
Yes. The loan referred to here is when you give a sum of money to someone to meet his need, and he returns it to you without any increase. This is the good loan, and its owner receives a reward for it. A loan is not for the purpose of investment; that is riba. Every loan that yields a benefit, whether of the same kind or of a different kind, is riba. Even if he stays silent in his house, or gives you his car to drive, or lets you ride in it, or his mount, or any other benefit, it is riba. This is because the loan is sought for the reward of Allah and to meet the need of the one in need, and then the amount is returned to its owner, so he obtains the reward and his money is returned to him. Yes.
Source
نور على الدرب - الفوزان - 03/061 — archive.org (1:39)
The Arabic text is a machine transcription of the audio recording.