The Zakah on Worn and Unworn Gold

Question:
Her mother asks: Honorable Shaykh, may Allah preserve you, regarding the gold that is worn and the gold that is not worn, do we have to pay zakah on it?

Answer:
The gold that is not worn, but is kept for savings and trade, there is no doubt, by scholarly consensus, that it is obligatory to pay zakah on it if it reaches the nisab or more. As for the gold intended for wearing, this is a matter of scholarly disagreement. The majority hold that there is no zakah on it, because it takes the ruling of worn items and is no longer for increase or trade. The second opinion is that there is zakah on it, based on the generality of the evidence for the obligation of zakah on gold and silver. In any case, if one wants to pay zakah on it, he should pay zakah on this type based on the rate of usage, as a precaution and to clear his conscience and avoid the disagreement; that is better. Yes.

The presenter:
May Allah reward you with good and bless you.