The ruling on a woman taking from her husband's money without his knowledge

Question:
Umm 'Abdullah from Riyadh says: My husband does not give us our due or provide for us, since we have many needs. What is the ruling on a woman taking from her husband's money without his knowledge?

Answer:
The husband owes the woman four things: first, financial maintenance according to her needs; second, housing; third, spending the night with her; and fourth, clothing according to her needs. Anything beyond the needs is considered luxuries. If he falls short in these four necessities and she takes from his money, she may take what he has withheld from her. This is because Hind bint 'Utbah (may Allah be pleased with her) came to the Messenger (peace and blessings be upon him) and said, "Abu Sufyan is a stingy man. Her husband, Abu Sufyan, is a stingy man who does not give me what is sufficient for me and my child." He (peace and blessings be upon him) said: As for her demanding luxuries from him or taking from his money for the sake of luxuries, no, this is not permissible except with his permission. Yes.

The presenter:
May Allah reward you.