The ruling on taking a loan in another person's name without their knowledge
Machine translationRead the Arabic original
Question:
The questioner says: The sister, Umm Anas, says: My sister borrowed a sum of money from the bank in my name without my knowledge, amounting to more than two hundred thousand riyals. I was scrupulous about getting involved in this. The amount is now being deducted from my salary. I have forgiven her for this so as not to sever family ties. What is the ruling in this matter? Will I be sinful for it? I ask for your prayers for me.
Answer:
First, how did the bank give her the loan in a name that is not hers and without a valid legal authorization? If you had authorized her to borrow in your name and you were to be the guarantor for this debt, then there is no harm if you gave her permission. But if you did not give her permission, the debt is hers. However, since you have forgiven her, waived your right regarding this matter, and committed to paying off the debt from your salary, praise be to Allah, the problem is resolved. Yes.
The presenter:
May Allah reward you
The questioner says: The sister, Umm Anas, says: My sister borrowed a sum of money from the bank in my name without my knowledge, amounting to more than two hundred thousand riyals. I was scrupulous about getting involved in this. The amount is now being deducted from my salary. I have forgiven her for this so as not to sever family ties. What is the ruling in this matter? Will I be sinful for it? I ask for your prayers for me.
Answer:
First, how did the bank give her the loan in a name that is not hers and without a valid legal authorization? If you had authorized her to borrow in your name and you were to be the guarantor for this debt, then there is no harm if you gave her permission. But if you did not give her permission, the debt is hers. However, since you have forgiven her, waived your right regarding this matter, and committed to paying off the debt from your salary, praise be to Allah, the problem is resolved. Yes.
The presenter:
May Allah reward you
Source
نور على الدرب - الفوزان - 03/215 — archive.org (5:35)
The Arabic text is a machine transcription of the audio recording.
