The ruling on the zakah of jewelry if the wealth is small

The questioner : It is said that you have a fatwa (scholarly legal ruling) in which you make it obligatory for a woman to pay zakah on the jewelry she uses. However, there is a question circulating among the general public: if a woman is poor and has nothing but this gold, then every time she pays zakah, her wealth will be depleted. What is your view on this doubtful matter?

The Shaykh : This doubtful matter is not correct. If her wealth reaches a level that falls below the nisab (the minimum threshold for zakah), she will still have less than the nisab, and the obligation will not arise. If she is poor and has a husband who wants to pay the zakah on her behalf, there is no harm. Or if she has a father or someone else who is kind to her and pays the zakah, there is no harm. But if we assume that this did not happen, we say: she pays zakah, and perhaps Allah will prolong her life. If her life is prolonged, it becomes easy: every year, one-tenth of a quarter of her jewelry. And if it falls below the nisab, the zakah stops. Did you hear? Al-Bukhari, where is al-Bukhari? Fine, tell the one who said this: tell him that if it falls below the nisab, even by a qirāṭ, then it is exempt from zakah.