What is the operative cause of the prohibition of what is called associations that employees form with one another?
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Question:
Honorable Shaykh, may Allah grant you success, he says: What is the operative cause of the prohibition of what is called associations where a number of employees gather, each paying a share of money?
Answer:
Yes, the operative cause is that it is a conditional loan, meaning a loan with a condition. And it is conditional in benefit; every loan that involves a benefit is riba (usury or interest). A conditional loan is like two sales in one sale, and many things fall under this. Yes.
Honorable Shaykh, may Allah grant you success, he says: What is the operative cause of the prohibition of what is called associations where a number of employees gather, each paying a share of money?
Answer:
Yes, the operative cause is that it is a conditional loan, meaning a loan with a condition. And it is conditional in benefit; every loan that involves a benefit is riba (usury or interest). A conditional loan is like two sales in one sale, and many things fall under this. Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، [2073 -3022] ما العلة في تحريم ما يسمى بالجمعيات التي يجريها الموظفون مع بعضهم البعض؟ — youtube.com
The Arabic text is a machine transcription of the audio recording.