The ruling on deducting bank installments from wealth subject to zakah
Machine translationRead the Arabic original
Question:
If a person has bank installments, does he deduct them from what he has for the sake of zakah, or does he deduct what?
Answer:
No, he pays the zakah on the state of his wealth, and the debt remains as it is. The debt does not prevent the payment of zakah, that is correct. However, if he needs to pay the debt, he should pay it before the lunar year (hawl) has passed, before the hawl is completed, so that he does not have to deal with it afterwards. He pays the debt and then pays zakah on the remainder. Beware of being complacent.
If a person has bank installments, does he deduct them from what he has for the sake of zakah, or does he deduct what?
Answer:
No, he pays the zakah on the state of his wealth, and the debt remains as it is. The debt does not prevent the payment of zakah, that is correct. However, if he needs to pay the debt, he should pay it before the lunar year (hawl) has passed, before the hawl is completed, so that he does not have to deal with it afterwards. He pays the debt and then pays zakah on the remainder. Beware of being complacent.
Source
شرح كتاب التوحيد [ الشرح الأول ]، باب قول الله تعالى: فلما آتاهما صالحًا جعلا له شركاء فيما آتاهما - باب قول الله تعالى: ولله الأسماء الحسنى فادعوه بها - باب لا يقال السلام على الله - باب قول اللهم اغفر لي إذا شئت - باب لا يق — islamhouse.com (16:56)
The Arabic text is a machine transcription of the audio recording.