The ruling on buying a car on installments and selling it so the creditor takes the amount
Machine translationRead the Arabic original
The questioner:
This is a question in which the questioner says: Honorable Shaykh, a man asked me for a loan, and I did not have one, but. And I did not have one, but I agreed with him that we would take a car on installments and then sell it, and he would take the amount, and then he would pay the installments. What is the ruling on that? A man asked me for a loan, and I did not have one, but I agreed with him that I would take a car on installments, this is how the text reads, and then we would sell it and he would take the amount, and then he would pay the installments. What is the ruling on that?
The Shaykh:
There is nothing wrong with it. If he buys the car or sells it on installments, he sells it and is done with its price, so there is no harm. There is no benefit or anything else; the installments belong to its owner, the owner has the right.
The questioner:
In the name of another person, O Shaykh.
The Shaykh:
He buys a car on installments and then sells it to a person, and the person who bought it sells it for cash to get married, or to pay off a debt, or to complete the renovation of his house, or something similar, and he pays the installments. He did not sell it to the one who sold it to him; he sold it to someone else, so there is no harm.
This is a question in which the questioner says: Honorable Shaykh, a man asked me for a loan, and I did not have one, but. And I did not have one, but I agreed with him that we would take a car on installments and then sell it, and he would take the amount, and then he would pay the installments. What is the ruling on that? A man asked me for a loan, and I did not have one, but I agreed with him that I would take a car on installments, this is how the text reads, and then we would sell it and he would take the amount, and then he would pay the installments. What is the ruling on that?
The Shaykh:
There is nothing wrong with it. If he buys the car or sells it on installments, he sells it and is done with its price, so there is no harm. There is no benefit or anything else; the installments belong to its owner, the owner has the right.
The questioner:
In the name of another person, O Shaykh.
The Shaykh:
He buys a car on installments and then sells it to a person, and the person who bought it sells it for cash to get married, or to pay off a debt, or to complete the renovation of his house, or something similar, and he pays the installments. He did not sell it to the one who sold it to him; he sold it to someone else, so there is no harm.
Source
شرح بلوغ المرام [ ابن باز ] [ الشرح الجديد ]، تابع أحاديث في الجهاد - 1 — islamhouse.com (3:30)
The Arabic text is a machine transcription of the audio recording.