Zakah on Gold Used for Adornment

Question:
Honorable Shaykh, may Allah grant you success, regarding gold that has reached the nisab (minimum threshold for zakah) and is used for adornment, and a lunar year has passed over it, is there zakah on it?

Answer:
If the intention is to wear it and adorn oneself, there is no zakah according to the majority of scholars. This is the position that was followed in this land until recently, and it is the madhhab (school of jurisprudence). There is hardship for women, especially the poor ones, who cannot afford to pay zakah on it. From where would they pay it? So there is hardship for the woman to pay zakah on it every year. The majority of scholars hold that there is no zakah on it, considering that it has become part of the clothing. Yes. Allah the Exalted knows best, and may Allah send prayers and peace upon our Prophet Muhammad, and upon his family and all his Companions.