Settling a debt that has increased due to riba
Machine translationRead the Arabic original
Question:
Honorable Shaykh, may Allah grant you success. This questioner from Britain says: There is a person who has had a debt for five years, and every year this debt increases because it is through riba (usury or interest). He says: Now I have a sum of money to settle it, and when I called the lending company, I asked them to forgive the increase. Yes. But they refused. His question is: How do I settle it in a Sharia-compliant manner? And is it permissible for me to pay this increase?
Answer:
You are obligated to pay it if they do not listen to you; you are obligated to pay it according to their contract and their system. So if they are not convinced, you have no choice but to settle it. However, you should repent to Allah and not return to borrowing with riba a second time. Yes.
Honorable Shaykh, may Allah grant you success. This questioner from Britain says: There is a person who has had a debt for five years, and every year this debt increases because it is through riba (usury or interest). He says: Now I have a sum of money to settle it, and when I called the lending company, I asked them to forgive the increase. Yes. But they refused. His question is: How do I settle it in a Sharia-compliant manner? And is it permissible for me to pay this increase?
Answer:
You are obligated to pay it if they do not listen to you; you are obligated to pay it according to their contract and their system. So if they are not convinced, you have no choice but to settle it. However, you should repent to Allah and not return to borrowing with riba a second time. Yes.
Source
شرح إغاثة اللهفان من مصائد الشيطان لابن القيم، الباب الثاني عشر في علاج مرض القلب بالشيطان — islamhouse.com (1:08:47)
The Arabic text is a machine transcription of the audio recording.