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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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Buying gold with a bank card or a Visa card

Machine translationRead the Arabic original
Question:
Honorable Shaykh, may Allah grant you success, is it permissible for a person to buy gold from gold shops using a bank card or a Visa card?

Answer:
This is not permissible. It is obligatory that the exchange take place in the meeting place. This is a currency exchange (sarf). Selling currency for currency is a currency exchange, and it requires the exchange to take place in the meeting place. If the two are of the same type, the exchange must take place in the meeting place and the amounts must be equal. If they are of different types, the exchange must take place in the meeting place, but a difference in amount is permissible. Yes.
Source شرح إغاثة اللهفان من مصائد الشيطان لابن القيم، فصل ومن أعظم مكايده التي كاد بها أكثر الناس — islamhouse.com (1:14:06)

The Arabic text is a machine transcription of the audio recording.

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