Buying a car through a lease that ends in ownership

Question:
This questioner says: I would like to buy a new car, but I do not have the amount in cash. I went to the dealership, and I did not find installment payments there, but I found a lease with a promise of ownership, with installments, and then a final payment. The car remains in the company's name until the last payment is made. What is the ruling?

Answer:
This is not permissible. A decision was issued by the Council of Senior Scholars forbidding the sale, specifically the lease that ends in ownership. However, when this decision was issued and spread, they changed the wording. They said "promise of ownership" instead of "sale." They said "promise." This is a matter of deception and lying to people. This is absolutely not permissible. It is either a sale or a lease only. One does not combine two contracts. Either you lease the car, or you sell it to him, but you do not combine two contracts. Yes.