Visa Card, Withdrawal Card, and Credit Card
Machine translationRead the Arabic original
Question:
Honorable Shaykh, what is the ruling on the Visa card issued by al-Rajhi Bank, and is it like the others issued by other riba (usury or interest) banks?
Answer:
The Visa card is not permissible in any of its forms because it is a means of burden. However, the withdrawal card, which allows you to withdraw from your balance in the bank, is fine. You are not taking anything from anyone; rather, you are taking from your own lawful money and property through this withdrawal card only. As for the credit card, the guarantee card, or anything similar, these are not permissible because they are riba-based; riba enters into them.
The presenter:
May Allah reward you
Honorable Shaykh, what is the ruling on the Visa card issued by al-Rajhi Bank, and is it like the others issued by other riba (usury or interest) banks?
Answer:
The Visa card is not permissible in any of its forms because it is a means of burden. However, the withdrawal card, which allows you to withdraw from your balance in the bank, is fine. You are not taking anything from anyone; rather, you are taking from your own lawful money and property through this withdrawal card only. As for the credit card, the guarantee card, or anything similar, these are not permissible because they are riba-based; riba enters into them.
The presenter:
May Allah reward you
Source
شرح الكافية الشافية في الانتصار للفرقة الناجية [ القصيدة النونية ] [ صالح الفوزان ]، بداية من قوله : وكذاك زندقة العباد أساسها التعطيل يشهد ذا أولو العرفان — islamhouse.com (57:44)
The Arabic text is a machine transcription of the audio recording.