The Meaning of the Hadith: Whoever Sells Two Sales in One Sale, and Sale on Installment
Machine translationRead the Arabic original
Question:
He says: Honorable Shaykh, may Allah grant you success, regarding the saying of the Messenger (peace and blessings be upon him)Sunan Abi Dawud 3461Hasan (Al-Albani), does this mean that installment sales are forbidden?
Answer:
No, two sales in one sale. He says: This merchandise, if you take it for cash, it is for one hundred; if you take it on credit, it is for one hundred and fifty. The price is not specified now, so the sale is not concluded. The price is not specified; it is unknown, fluctuating between this and that, until he says: Either I sell it to you for cash, or I sell it to you on credit for one hundred and fifty. They agree on one of the two options. Yes. As for selling with the option of such-and-such if it is cash, or such-and-such if it is on credit, selling on this basis, this is a sale within a sale, which is not permissible.
He says: Honorable Shaykh, may Allah grant you success, regarding the saying of the Messenger (peace and blessings be upon him)
If anyone makes two transactions combined in one bargain, he should have the lesser of the two or it will involve usury.
من باع بيعتين في بيعة فله أوكسهما أو الرباAnswer:
No, two sales in one sale. He says: This merchandise, if you take it for cash, it is for one hundred; if you take it on credit, it is for one hundred and fifty. The price is not specified now, so the sale is not concluded. The price is not specified; it is unknown, fluctuating between this and that, until he says: Either I sell it to you for cash, or I sell it to you on credit for one hundred and fifty. They agree on one of the two options. Yes. As for selling with the option of such-and-such if it is cash, or such-and-such if it is on credit, selling on this basis, this is a sale within a sale, which is not permissible.
Source
شرح كتاب المنتقى من أخبار المصطفى صلى الله عليه وسلم، بداية من باب أن ما لا نفس له سائلة لم ينجس بالموت — islamhouse.com (1:02:42)
The Arabic text is a machine transcription of the audio recording.