The person in a state of major ritual impurity at the end of the time: between the full ritual bath and dry ablution
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Question:
He says: If a person is in a state of major ritual impurity and it is the end of the time for prayer, and if he performs the full ritual bath the time will have passed, but if he performs dry ablution he will catch the time, is dry ablution permissible in that case even though water is available to him?
Answer:
He does not perform the full ritual bath, even if the time passes, because the condition is present. He is occupied with fulfilling the condition, and it is not permissible to delay the prayer beyond its time except for one who intends to combine prayers. He is occupied with the condition that he will fulfill shortly. Wudu' or the full ritual bath is a condition for the prayer, and he is occupied with it, even if the time passes. Yes, as long as the water is with him, fulfilling it is near. Yes.
He says: If a person is in a state of major ritual impurity and it is the end of the time for prayer, and if he performs the full ritual bath the time will have passed, but if he performs dry ablution he will catch the time, is dry ablution permissible in that case even though water is available to him?
Answer:
He does not perform the full ritual bath, even if the time passes, because the condition is present. He is occupied with fulfilling the condition, and it is not permissible to delay the prayer beyond its time except for one who intends to combine prayers. He is occupied with the condition that he will fulfill shortly. Wudu' or the full ritual bath is a condition for the prayer, and he is occupied with it, even if the time passes. Yes, as long as the water is with him, fulfilling it is near. Yes.
Source
شرح كتاب المنتقى من أخبار المصطفى صلى الله عليه وسلم، بداية من باب الدخول في الماء بغير إزار — islamhouse.com (56:15)
The Arabic text is a machine transcription of the audio recording.