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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The Ruling on Selling Saudi Riyals for a Profit

Machine translationRead the Arabic original
Question:
The customers, and he does not give them anything for twenty; he does not give them anything but a specific amount, not a riyal, or yes. He is calculating the account, not the matter. Rather, the loss falls on the other party, the poor, the risk-taker, a new virtue, but a victim. I consider the religions to be partial, due to the mistreatment of enemies from specific religions.

Answer:
Yes, this is not permissible because it is all of one type, all Saudi riyals. The Prophet (peace and blessings be upon him) said, "If these types differ, sell as you wish." This is where the type does not differ; the type is one, Saudi riyal for Saudi riyal, so increasing it is not permissible.
And the difference in material does not matter; this is paper and that is metal, the difference in material does not matter. The criterion is the name and the value, this is the criterion, and the consideration of the state. The state considered this a riyal. And we do not say that this is nickel and this is paper. Because the riyal has no value in itself. It has no value. But by the consideration of the state, it is they who gave it value.
But the sick person has no value, the piece of mica has no value except by the consideration of the state.
Source شرح بلوغ المرام من أدلة الأحكام [ صالح الفوزان ]، تابع باب شروطه وما نهي عنه منه - 2 — islamhouse.com (34:15)

The Arabic text is a machine transcription of the audio recording.

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