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﴿ فَاسْأَلُوا أَهْلَ الذِّكْرِ إِن كُنتُمْ لَا تَعْلَمُونَ ﴾

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The Benefit of a Pledged House through Residence

Machine translationRead the Arabic original
Question:
Honorable Shaykh, if the pledge is a house, is it permissible to benefit from it by residing in it?

Answer:
It is not permissible unless the owner permits it, and that is with two conditions: first, that the owner permits it, and second, that the debt not be a loan. If it is a loan, it is not permissible. Yes.
Source شرح بلوغ المرام من أدلة الأحكام [ صالح الفوزان ]، أبواب السلم والقرض والرهن — islamhouse.com (16:49)

The Arabic text is a machine transcription of the audio recording.

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