The ruling on borrowing to perform Hajj
Machine translationRead the Arabic original
Question:
The questioner asks: Is it permissible to take out a loan to perform Hajj?
Answer:
It is permissible if you have the means to repay; there is no harm in that. If you have the means to repay, you may borrow; otherwise, do not borrow. However, if you have money but it is not immediately available, and a person is pressing you for repayment until you return, there is no harm. Praise be to Allah. The Prophet (peace and blessings be upon him) borrowed, and he is the master of creation. There is no deficiency in a loan, and there is no harm in it. A person may borrow so that he can perform Hajj, or to pay off a debt he owes. If his creditor is insistent, he may borrow from some of his brothers who will repay him, so that he can pay off a person he is concerned about, or to buy a need of his; there is no harm in that. A loan is permissible if one has the means to repay it. Otherwise, Hajj is not obligatory upon you; do not perform it. Do not burden yourself. Hajj is obligatory only upon one who has the means to undertake it.
The presenter:
May Allah reward you with good.
The questioner asks: Is it permissible to take out a loan to perform Hajj?
Answer:
It is permissible if you have the means to repay; there is no harm in that. If you have the means to repay, you may borrow; otherwise, do not borrow. However, if you have money but it is not immediately available, and a person is pressing you for repayment until you return, there is no harm. Praise be to Allah. The Prophet (peace and blessings be upon him) borrowed, and he is the master of creation. There is no deficiency in a loan, and there is no harm in it. A person may borrow so that he can perform Hajj, or to pay off a debt he owes. If his creditor is insistent, he may borrow from some of his brothers who will repay him, so that he can pay off a person he is concerned about, or to buy a need of his; there is no harm in that. A loan is permissible if one has the means to repay it. Otherwise, Hajj is not obligatory upon you; do not perform it. Do not burden yourself. Hajj is obligatory only upon one who has the means to undertake it.
The presenter:
May Allah reward you with good.
Source
وجوب التواصي بالحق والصبر عليه — islamhouse.com (54:56)
The Arabic text is a machine transcription of the audio recording.