What is the ruling on one who dies with a debt to the real estate bank?
Machine translationRead the Arabic original
Question:
My father has passed away, and he had a debt with the real estate bank. The house that was built with the bank’s funds is currently occupied by my brothers, who are young children. Should I sell the house to pay off my father’s debt to clear his conscience, or what should I do?
Answer:
Yes, you must pay the debt at its due times. Each installment must be paid when it is due. If you commit to this, you should agree with the bank to pay the installments on time. If you see it in your interest to pay the installments early to relieve your father, and to obtain the reduction given to those who pay early, there is no harm in that. There is no harm to your father from the installments, as they are not due until their specific times. If you are required to pay them at their due times, there is no harm to your father in that. If that is not feasible and you sell the house to settle the installments and rent a place for yourself and your brothers, there is no harm in that. The matter is broad in this regard, and you should do what is best. Yes.
My father has passed away, and he had a debt with the real estate bank. The house that was built with the bank’s funds is currently occupied by my brothers, who are young children. Should I sell the house to pay off my father’s debt to clear his conscience, or what should I do?
Answer:
Yes, you must pay the debt at its due times. Each installment must be paid when it is due. If you commit to this, you should agree with the bank to pay the installments on time. If you see it in your interest to pay the installments early to relieve your father, and to obtain the reduction given to those who pay early, there is no harm in that. There is no harm to your father from the installments, as they are not due until their specific times. If you are required to pay them at their due times, there is no harm to your father in that. If that is not feasible and you sell the house to settle the installments and rent a place for yourself and your brothers, there is no harm in that. The matter is broad in this regard, and you should do what is best. Yes.
Source
قناة «فضيلة الشيخ ابن باز Alsheikh Binbaz»، 372 ما حكم من توفي وعليه دين للبنك العقاري؟ للإمام ابن باز — youtube.com
The Arabic text is a machine transcription of the audio recording.
