The ruling on using a Visa card with a free credit limit
Machine translationRead the Arabic original
Question:
He says: What is the ruling on one who uses a Visa card, which is a bank card, if the bank gives him a free credit limit of one thousand Omani riyals without interest, provided the amount is paid off within a month and a half?
Answer:
This is not permissible, because they took the increase when they gave you the card. They took money from you that they do not give you for free; you pay them money when you get the card. This money is the increase they want, so it is riba (usury or interest). Yes.
He says: What is the ruling on one who uses a Visa card, which is a bank card, if the bank gives him a free credit limit of one thousand Omani riyals without interest, provided the amount is paid off within a month and a half?
Answer:
This is not permissible, because they took the increase when they gave you the card. They took money from you that they do not give you for free; you pay them money when you get the card. This money is the increase they want, so it is riba (usury or interest). Yes.
Source
قناة «العلامة الدكتور صالح الفوزان»، ما حكم مَن استخدم بطاقة الفيزا إذا قام البنك بإعطائه رصيدا مجانيا دون فوائد في حالة سداد المبلغ... — youtube.com
The Arabic text is a machine transcription of the audio recording.