My mother wears a headband made of silver. Is she required to pay zakah on it?

Question:
May Allah reward you with good and do you well. From the Eastern Province, a listener whose name is indicated by the letters M, M, Y asks and says: I have a mother, O Shaykh, who is advanced in age. She wears a silver headband, and she wears it once or twice a year. Is there zakah on the silver headband? And what is the method for it? May Allah reward you with good.

Answer:
There is no doubt that it is permissible for a woman to adorn herself with gold and silver. The scholars differed on whether there is zakah in the jewelry that is permissible for a woman if it reaches the nisab, or whether there is no zakah in it. The majority hold that there is no zakah in permissible jewelry intended for use or lending. Some scholars have made zakah obligatory on it if it reaches the nisab. If one pays zakah on it as a precaution and to clear one’s conscience, that is better. Yes.