Zakat on Jewelry Intended for Wear

Question : The questioner asks: Is there zakat on a woman’s gold intended for adornment, or not?

Answer : Yes, there is zakat on a woman’s gold if it reaches the nisab. The nisab is twenty mithqals, which is eleven Saudi riyals and three-sevenths of a riyal. If it reaches this amount, she is obligated to pay its zakat, whether it is what she wears or what she does not wear except occasionally, provided that what she has reaches the nisab, in which case she pays zakat on it. However, suppose a woman has jewelry that reaches the nisab, and she has daughters, each of whom has jewelry that does not reach the nisab. In that case, there is no zakat on the daughters’ jewelry, because each daughter’s jewelry is her own property and does not reach the nisab. That is, we do not combine the daughters’ jewelry with one another and pay zakat on it, because each daughter’s ownership is independent of the other daughter’s.